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Changed Approval

New Castle, DE

Changed Approval provides a step-by-step process for their free credit repair services. Here's how it works:

1. GET STARTED: Register on their website and authorize them to show you all your credit information. It's a quick and easy process that doesn't involve any sales calls.

2. CREDIT REPORT: Follow the instructions to get a copy of your credit report and connect it to their platform for analysis.

3. SELECT ITEMS & SEND LETTERS: Identify the inaccurate items on your credit report and download pre-written dispute letters to send to the credit bureaus.

4. SIT BACK & RELAX: The credit bureaus will conduct an investigation into the items you challenged.

5. RESULTS: Within approximately 30 days, you should receive results from the credit bureaus. If there are still errors on your report, you can review the next steps recommended by Changed Approval.

6. REPEAT: If necessary, you can apply advanced disputing methods to further address remaining inaccuracies.

7. BUILD & OPTIMIZE CREDIT: Along the way, you'll be offered credit-building products such as loans or credit cards that can help improve your financial goals and expand your credit profile.

Changed Approval emphasizes that they are not a credit repair service organization but provide self-help software for managing your credit reports and disputes. They also mention important information about disputing inaccurate information in your credit file and your rights under federal law to access your Credit Report from the three nationwide consumer reporting agencies once every 12 months.